Medical Conditions Your Travel Insurance Covers for Free

When you’re going to another country or place for a vacation or trip, it’s important to obtain travel insurance to make sure you’re covered, even if you have a pre-existing medical condition. If you’ve had a serious medical condition in the past or disabilities, you might be given high prices when it comes to choosing suitable travel insurance policy.

travel insurance with medical conditions

Both single trip or annual travel insurance policies may cover some pre-existing medical conditions as standard, and it’s essential to make sure your condition is covered before purchasing a policy.

Medically known as acne vulgaris, this skin condition is caused by a bacterial infection. It occurs when the hair follicles get infected.

Attention Deficit Hyperactivity Disorder (ADHD)
Attention Deficit Hyperactivity Disorder (ADHD) is a brain disorder marked by poor concentration, impulsivity and hyperactivity. This occurs primarily in kids.

When you have asthma diagnosed before the age of 50 and has no more than two medications and no hospital admission in the last year, you can be covered for free.

Carpal Tunnel Syndrome
Carpal Tunnel Syndrome (CTS) is a condition wherein the median nerve is compressed. Usually, it results from the use of hands in routine tasks.

Cataract is the leading cause of vision loss among adults. It’s the progressive clouding of the eye lens as a result of old age.

Corneal Graft
Another eye condition wherein the cornea is replaced by a donated corneal tissue.

Hearing loss is another medical condition that is free as covered by a travel insurance.

Diabetes is a condition wherein the blood glucose levels increase as a result of insulin resistance. You are covered with the insurance as long as there are no complications like impaired kidney function, peripheral vascular disease, heart problem, leg or foot ulcers, nerve damage, amputation of foot or leg, liver damage and retinal damage. Find out more about travel and diabetes.

Fungal Nail Infection
Fungal infections are common problems of the skin. Good thing, this condition is covered by the insurance.

Another eye problem, glaucoma is a condition whether the eye’s optic nerve is damaged. Without treatment, this condition may cause permanent blindness.

Hay Fever
Hay fever or allergic rhinitis is a condition wherein the nose is inflamed as a result of hypersensitivity to dust or pollen.

High Blood Pressure
High blood pressure or hypertension is covered as long as the patient has not suffered from any heart disease, stroke, mini stroke or kidney damage yet. read our article about managing high blood pressure whilst travelling

High Cholesterol
Increased cholesterol levels that is not inherited is covered by your insurance. This condition should be treated accordingly to prevent serious complications.

Impetigo is a bacterial skin infection that is contagious. This emerges when the skin of the patient is already damaged, and the pathogens can easily cause infection of the skin.

Meniere’s Disease
This is a condition that affects the inner ear. If you have this, you might feel like you’re spinning (vertigo) and you have a fluctuating hearing loss.

A migraine is a debilitating type of a headache. As long as you have a confirmed diagnosis and there are no ongoing examinations, your condition is covered for free.

Tendonitis or the inflammation of the tendon is a painful condition. It’s covered by your insurance, so make sure you get one before travelling to another country.

Thyroid (Hyperthyroidism and Hypothyroidism)

Whether you have hypothyroidism or hyperthyroidism, the good thing is, it’s included in the medical conditions that are free when you avail of an insurance policy.

Tinnitus is a symptom, not a disease. It could signal an underlying health condition. It’s described as the ringing sound inside the ear.

Tonsillitis or the inflammation of the tonsils is also included in the free medical conditions in an insurance policy.

Knowing that all these are included in a travel insurance policy is essential, and if you have any of these, you’ll get free medical coverage as part of the insurance.


Managing your blood pressure when travelling abroad

How to keep blood pressure low whilst travelling

If you suffer from high blood pressure, follow our top tips to stay safe on your travels this summer.

According to the NHS, around 30% of people in Britain suffer from high blood pressure. However, if you are amongst this 30%, you should not be deterred from globe-trotting! There is plenty of advice you can follow to help manage your condition whilst travelling, ensuring that you stay safe in the sun.

Planning and Research

Careful planning is key! Before going abroad, consult your doctor if your blood pressure is especially high. It’s always sensible to get medical advice before embarking on a big adventure. Your doctor will be able to ensure you have all the advice and medication you need.

If you are on medication, then make sure you leave with a generous supply. Take extra in case you lose a packet, and don’t pack all of the tablets in the same place; if you lose your suitcase and all of your medication with it, you could be in trouble!

travel health

What to pack

It’s not just medication that’s important. If you suffer from high blood pressure, then the following essentials will help to manage your condition abroad.

  • Flight socks – These will help to keep your circulation healthy and reduce the risk of DVT in the air.
  • Blood pressure monitor – A compact blood pressure monitor will allow you to keep an eye on your blood pressure whilst away.
  • Emergency list – write down your medication and the contact numbers for your doctor and next of kin. Should there be an emergency, all of your information can be made known to the medical team.
  • European Health Insurance Card (EHIC) – Don’t forget this card, which entitles you to free healthcare within the EU. In the event of an emergency, this will mean you can get medical care quickly and easily, without risking a payment. Keep your card tucked into your passport, so you never forget to take it abroad with you.
  • Health insurance documents – Make sure you have copies of your insurance documents to hand, in case of emergency. Specialist insurance for travellers with high blood pressure is available, so make sure you research the best policy for you.

Reduce stress at the airport

Airports can be notoriously stressful: long queues, screaming children and missed flights will only exacerbate high blood pressure.

If you plan ahead, however, this stress can be minimised. Consider booking an airport hotel before a flight, to save an early morning rush to the airport. In addition, try to pre-book your seats, so that you don’t have to worry about rushing onto the plane as soon as the gate opens.

An aisle seat is also a good idea, so you are able to easily move around on the plane. It’s a good idea to pack some snacks, too, as aeroplane food can be very salty and could potentially affect your blood pressure.


Once you have taken care of these precautions, you can relax in the knowledge that you’re safe in the sun! And relaxing is especially important for those with high blood, as stress will only exacerbate the condition.