Medical Conditions Your Travel Insurance Covers for Free

When you’re going to another country or place for a vacation or trip, it’s important to obtain travel insurance to make sure you’re covered, even if you have a pre-existing medical condition. If you’ve had a serious medical condition in the past or disabilities, you might be given high prices when it comes to choosing suitable travel insurance policy.

travel insurance with medical conditions

Both single trip or annual travel insurance policies may cover some pre-existing medical conditions as standard, and it’s essential to make sure your condition is covered before purchasing a policy.

Acne
Medically known as acne vulgaris, this skin condition is caused by a bacterial infection. It occurs when the hair follicles get infected.

Attention Deficit Hyperactivity Disorder (ADHD)
Attention Deficit Hyperactivity Disorder (ADHD) is a brain disorder marked by poor concentration, impulsivity and hyperactivity. This occurs primarily in kids.

Asthma
When you have asthma diagnosed before the age of 50 and has no more than two medications and no hospital admission in the last year, you can be covered for free.

Carpal Tunnel Syndrome
Carpal Tunnel Syndrome (CTS) is a condition wherein the median nerve is compressed. Usually, it results from the use of hands in routine tasks.

Cataracts
Cataract is the leading cause of vision loss among adults. It’s the progressive clouding of the eye lens as a result of old age.

Corneal Graft
Another eye condition wherein the cornea is replaced by a donated corneal tissue.

Deafness
Hearing loss is another medical condition that is free as covered by a travel insurance.

Diabetes
Diabetes is a condition wherein the blood glucose levels increase as a result of insulin resistance. You are covered with the insurance as long as there are no complications like impaired kidney function, peripheral vascular disease, heart problem, leg or foot ulcers, nerve damage, amputation of foot or leg, liver damage and retinal damage. Find out more about travel and diabetes.

Fungal Nail Infection
Fungal infections are common problems of the skin. Good thing, this condition is covered by the insurance.

Glaucoma
Another eye problem, glaucoma is a condition whether the eye’s optic nerve is damaged. Without treatment, this condition may cause permanent blindness.

Hay Fever
Hay fever or allergic rhinitis is a condition wherein the nose is inflamed as a result of hypersensitivity to dust or pollen.

High Blood Pressure
High blood pressure or hypertension is covered as long as the patient has not suffered from any heart disease, stroke, mini stroke or kidney damage yet. read our article about managing high blood pressure whilst travelling

High Cholesterol
Increased cholesterol levels that is not inherited is covered by your insurance. This condition should be treated accordingly to prevent serious complications.

Impetigo
Impetigo is a bacterial skin infection that is contagious. This emerges when the skin of the patient is already damaged, and the pathogens can easily cause infection of the skin.

Meniere’s Disease
This is a condition that affects the inner ear. If you have this, you might feel like you’re spinning (vertigo) and you have a fluctuating hearing loss.

Migraine
A migraine is a debilitating type of a headache. As long as you have a confirmed diagnosis and there are no ongoing examinations, your condition is covered for free.

Tendonitis
Tendonitis or the inflammation of the tendon is a painful condition. It’s covered by your insurance, so make sure you get one before travelling to another country.

Thyroid (Hyperthyroidism and Hypothyroidism)

Whether you have hypothyroidism or hyperthyroidism, the good thing is, it’s included in the medical conditions that are free when you avail of an insurance policy.

Tinnitus
Tinnitus is a symptom, not a disease. It could signal an underlying health condition. It’s described as the ringing sound inside the ear.

Tonsillitis
Tonsillitis or the inflammation of the tonsils is also included in the free medical conditions in an insurance policy.

Knowing that all these are included in a travel insurance policy is essential, and if you have any of these, you’ll get free medical coverage as part of the insurance.